What our policy covers in India
This Privacy Policy sets out what data we collect, why we use it, how long we keep it and when we may share it with payment, identity, security or legal-service partners. We ask for data needed to open your account, protect wallet access, process UPI, Paytm,
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PhonePe or Google Pay activity, check KYC files and respond to privacy requests. We also collect device and cookie data to keep sessions stable, spot account misuse and remember your choices. Access and eligibility depend on local law and are available where local law permits. If
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a rule, court order or payment partner asks us to hold a record, we keep the required file only for the needed period.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.